As I begin the process of signing up for Medicare this year, the idea of retirement has naturally started to cross my mind. And with that, I’ve been reflecting on the kind of wealth I’ve built over my lifetime.

For most people, wealth is defined by numbers—a well-funded retirement account, a diverse portfolio, and a healthy bank balance. Financial wealth is real and important, no doubt. But when I paused to think about it more deeply, I realized there are other forms of wealth that are just as important—maybe even more so.

So, I asked myself: What kind of wealth have I been building all these years? What kinds of wealth do I want to prioritize moving forward?

As someone who’s spent nearly four decades studying Dr. William Glasser’s Choice Theory® psychology, I naturally began thinking about this through the lens of our five basic needs: Safety & Security, Connection, Significance, Freedom, and Joy. Let’s explore how each of these needs reveals a different type of wealth—one that goes beyond dollars and cents.

Safety & Security Wealth

This is the type of wealth most people think of first. It includes:

• Financial stability
• Physical health
• Mental well-being

As a counselor, I believe mental health deserves equal billing here. Personally, this hasn’t been my highest need, so my wealth in this category is modest—but sufficient for the life I want to live.

Connectional Wealth

Connectional wealth is found in our relationships—the quality and depth of the people we surround ourselves with, our support system. This can include:

• Family support and generational bonds
• Deep, lasting friendships
• A partner who supports your growth
• Mentors, collaborators, and a strong support network

With a high need for Connection, this is one area where I feel deeply fulfilled. The wealth I’ve built in relationships is priceless.

Significance Wealth

Significance wealth shows up in three powerful ways:

1. Significance with others: Working toward a shared mission where your contribution matters.
2. Internal significance: Knowing who you are and living from a place of passion and purpose.
3. Influence significance: Using your voice to make a positive impact—through leadership, writing, speaking, or creating.

As an author and speaker, I know my voice has helped others. And the thought that my work may outlive me? That’s legacy-level wealth.

Freedom Wealth

Freedom wealth is the gift of time and choice. It’s being able to do what you want, when you want, with minimal restriction.

As a single woman and business owner, I enjoy a great deal of Freedom Wealth. And since Freedom is one of my top needs, that feels exactly right for me.

Joy Wealth

Joy Wealth is measured in moments—not things. It’s the deep, fulfilling joy of:

• Breath-stealing memories
• Laughter
• Gratitude in the midst of struggle
• Finding the GLOW: Gifts, Lessons, Opportunities, and Wisdom—even in pain

To me, that’s some of the most valuable wealth a person can hold.

Final Thoughts

You don’t need to be “rich” in every area, but you do deserve to be aware of where your wealth already lies—and where you’d like to grow. So tell me… Where are you wealthy? And where would you like to be?

You don’t need to be rich in every area, but becoming aware of your unique wealth profile can help you live more intentionally, with gratitude and purpose.

Wishing you all the success—and all the wealth—that matters most to you.